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[Official NYK Board Community Thread] NSFW (Part 6)

Moderators: moocow007, magnumt, Brooklyn_Yards, Knickstape1214, GONYK, NoLayupRule, Thugger HBC, j4remi, kane2021

Post#161 Re: [Official NYK Board Community Thread] NSF
Tue Jan 1, 2013 7:34 pm by Knickstape1214

my bad. carry on then haha.
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Post#162 Re: [Official NYK Board Community Thread] NSF
Wed Jan 2, 2013 6:20 am by Travis Knight

Knickstape1214,

Have you tried to apply for scholarships?

From this board, you seem like a smart person. Plus, you go to Vanderbilt. I am sure you can get at least a few hundred dollars. Applying for scholarships can be a pain, but it beats knowing the fact that you have to pay full tuition from you pocket.

21shumpshumpst wrote:I was being sarcastic but it went over shpatis head. Shpati was being sarcastic to my sarcasm not sure why.

You know why.
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Post#163 Re: [Official NYK Board Community Thread] NSF
Thu Jan 3, 2013 4:31 am by CoolKids

21shumpshumpst wrote:
Knickstape1214 wrote:does anyone have information on getting a student loan without a co-signer? fasfa won't really help because you need to put in parent information and demonstrate need...

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Post#164 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 10:59 am by Knickstape1214

How do you get a credit card?
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Post#165 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 11:29 am by Thugger HBC

Knickstape1214 wrote:How do you get a credit card?

I dont think you can without income of your own, but what i would suggest if you have a checking account, try the bank you bank with by speaking to a rep face to face.

The main thing though is you'll have to prove you can pay the bill and handle the limit.

Also stay away from the ones that are titled "student cards", they are not what they used to be, especially with the higher interest rate, although some are great with cash back option.

My son picked the Captial One Journey, he likes it doesn't keep a high balance, but the interest rate is high at 19%.

He got approved for a $1500 credit limit, but he does work at my shop, so he has income for it.
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Post#166 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 3:16 pm by Crazyknicks

Knickstape1214 wrote:How do you get a credit card?

Got to a credit card company's website and apply. Some send you an application by mail and others it's online.

As long as you have have good credit they'll hound you with offers.
in·san·i·ty [in-san-i-tee] Show IPA
noun, plural in·san·i·ties.
1.
the condition of being insane; a derangement of the mind. Synonyms: dementia, lunacy, madness, craziness, mania, aberration.
2.
expecting the Knicks to be any good.
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Post#167 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 4:35 pm by Knicker23

ugly brawl in restaurant. Never understood how people can sit idly by and laugh while this is going on.

http://www.worldstarhiphop.com/videos/v ... TTCpe7w3SB
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Post#168 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 5:48 pm by Travis Knight

Knicker23 wrote:ugly brawl in restaurant. Never understood how people can sit idly by and laugh while this is going on.

http://www.worldstarhiphop.com/videos/v ... TTCpe7w3SB

Damn, that was ugly. Those people were like a bunch of wild animals.

EDIT: And :lol: @ that old security guard.
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Post#169 Re: [Official NYK Board Community Thread] NSF
Fri Jan 4, 2013 8:49 pm by ComboGuardCity

Knickstape1214 wrote:How do you get a credit card?

Get an Amazon card. They give them to everyone. Build up your credit from there to apply for more.
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Post#170 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 2:06 pm by 21shumpshumpst

Knicker23 wrote:ugly brawl in restaurant. Never understood how people can sit idly by and laugh while this is going on.

http://www.worldstarhiphop.com/videos/v ... TTCpe7w3SB

Ghetto a$$ trash. This is disgusting.
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Post#171 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 2:10 pm by 21shumpshumpst

Crazyknicks wrote:
Knickstape1214 wrote:How do you get a credit card?

Got to a credit card company's website and apply. Some send you an application by mail and others it's online.

As long as you have have good credit they'll hound you with offers.


Knickstape you are a college student right? Think real hard and long if you need a credit card before you get one. Credit card debt creeps up on you really really fast.

Before I got out of college I had two credit cards that I had maxed out. Thankfully I use to play poker and was able to pay those off. But I wonder what I would have done had that money not been there.

If you are looking to start getting your credit up to snuff I would suggest asking for a credit card with a very low limit. Like 1k or less.

Trust me when I tell you that credit cards can cause more harm than good.
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Post#172 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 2:32 pm by ComboGuardCity

21shumpshumpst wrote:
Crazyknicks wrote:
Knickstape1214 wrote:How do you get a credit card?

Got to a credit card company's website and apply. Some send you an application by mail and others it's online.

As long as you have have good credit they'll hound you with offers.


Knickstape you are a college student right? Think real hard and long if you need a credit card before you get one. Credit card debt creeps up on you really really fast.

Before I got out of college I had two credit cards that I had maxed out. Thankfully I use to play poker and was able to pay those off. But I wonder what I would have done had that money not been there.

If you are looking to start getting your credit up to snuff I would suggest asking for a credit card with a very low limit. Like 1k or less.

Trust me when I tell you that credit cards can cause more harm than good.

No company will give him a limit above $1500.
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Post#173 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 2:57 pm by 21shumpshumpst

ComboGuardCity wrote:
21shumpshumpst wrote:
Knickstape you are a college student right? Think real hard and long if you need a credit card before you get one. Credit card debt creeps up on you really really fast.

Before I got out of college I had two credit cards that I had maxed out. Thankfully I use to play poker and was able to pay those off. But I wonder what I would have done had that money not been there.

If you are looking to start getting your credit up to snuff I would suggest asking for a credit card with a very low limit. Like 1k or less.

Trust me when I tell you that credit cards can cause more harm than good.

No company will give him a limit above $1500.

Don't know how things are now but when I got my first card I had a 10k limit.
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Post#174 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 3:24 pm by Knickstape1214

i'm not worried about overspending or whatnot. i'm really good with my money and saving it (and i have enough in my bank account to pay off what i buy). i'm looking to build up credit early -- which is why i'm looking to get a credit card.

@ccc, i applied for one yesterday. any idea how long it's going to take? i also applied for a citibank student one, but i need to fill out a form (that i will be receiving in a week) and then send it back.

i really need to get one approved so i can start building credit. gotta find a loan for next year w/out a co-sign.

*** this is my first credit card***
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Post#175 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 3:27 pm by ComboGuardCity

Knickstape1214 wrote:i'm not worried about overspending or whatnot. i'm really good with my money and saving it (and i have enough in my bank account to pay off what i buy). i'm looking to build up credit early -- which is why i'm looking to get a credit card.

@ccc, i applied for one yesterday. any idea how long it's going to take? i also applied for a citibank student one, but i need to fill out a form (that i will be receiving in a week) and then send it back.

i really need to get one approved so i can start building credit. gotta find a loan for next year w/out a co-sign.

*** this is my first credit card***

Less than 45 days. Are you not able to get a loan through Financial Services at school? If you go into the office they'll explain how your specific school's system works. I'm sure there are many students in your situation.
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Post#176 Re: [Official NYK Board Community Thread] NSF
Sun Jan 6, 2013 3:34 pm by Knickstape1214

bleh...45 days. thanks.

nah. i already talked to them. my situation is slightly different because my family does not "need" the money. it's just my parents refusing to pay for me to come back. i can get some money (i think) from the school, but it's nowhere near enough. i'd have to get a loan regardless.

i was going to call them on monday or tuesday, when the offices reopen for the semester, and see if they can help me find one. i wouldn't need full tuition, as i already money in my bank account.
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Post#177 Re: [Official NYK Board Community Thread] NSF
Tue Jan 8, 2013 8:29 pm by StumptheSlob

Anybody have the gif of Sheed staring down the refs from the Celtics game? I've been looking for it and can't seem to find it. It's from this (embedding doesn't seem to work):

http://www.youtube.com/watch?feature=pl ... Dbs8_NYXnk
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Post#178 Re: [Official NYK Board Community Thread] NSF
Tue Jan 8, 2013 11:35 pm by Knickstape1214

i think i can get 12500 from fasfa. I THINK.

anyone else have any other ways? anyone who helps automatically gets on my good side.
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Post#179 Re: [Official NYK Board Community Thread] NSF
Wed Jan 9, 2013 12:39 am by Bigmo5246

StumptheSlob wrote:Anybody have the gif of Sheed staring down the refs from the Celtics game? I've been looking for it and can't seem to find it. It's from this (embedding doesn't seem to work):

http://www.youtube.com/watch?feature=pl ... Dbs8_NYXnk


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Post#180 Re: [Official NYK Board Community Thread] NSF
Wed Jan 9, 2013 12:41 am by Bigmo5246

Changing my avatar is damn near impossible now. This sh*t never works for me :(
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