bsilver wrote:That article was written on April 1,2019, and applied to last season. Would Ted Leonsis lose any insurance money if Wall were to play in Orlando?
If I recall properly, the insurance kicks in if Wall missed more than 50% of the season. HOWEVER. There have been articles since before the year began about how good his recovery was coming, how he was ahead of schedule, etc. Video leaked. And the timeline for projected recovery, at the early end, would have put him on court right about the time that the insurance kicked in. Maybe even before.
No doubt there are riders in an insurance contract to prevent a team from doing just that: having a players salary covered while a player is milking their recovery time, but still pop on court late season to save the day. Leastways it would raise questions of whether John was fine a few months earlier, but the team was slow-playing it.
In fact they were. They have said they want to be extra careful etc and sit him out the whole year to truly give him time to etc etc. I think it quite likely that John would have come back early and played if it were still GMEG in the front office trying to do the yearly work of covering his ass and saving his job.
BUT. If the player sits out the entire year, then there is no legal challenge to the contract. The team received no benefit from his service that year. The insurance company doesn't have to argue with doctors etc. They shrug and write the check.